The terms "you" and "User" refer to anyone who accesses this web site. The terms "we", "us", and "S&P Dow Jones Indices" refer to S&P Dow Jones Indices LLC.
1. USE OF THE WEB SITE
S&P Dow Jones Indices grants you a non-exclusive, non-transferable, limited, revocable license to access and use the web site and its Content (as defined below) subject to the terms set forth below.
The content of the Web includes, but is not limited to, text, data, reports, images, photos, graphics, graphs, charts, animations, and videos (collectively, the "Content").
You agree not to copy, reproduce, modify, display, perform, publish, distribute, transmit, broadcast, circulate, create derivative works from, store, or link to the web site or any Content without the express prior written consent of S&P Dow Jones Indices (which may be in the form of an email). To request consent for uses such as linking to Content on your Web site, please contact S&P Dow Jones Indices at firstname.lastname@example.org. Without limiting the foregoing, the Content may not be used in connection with the creation, structuring, development, calculation, compilation, publication or distribution of any financial instrument or product or any index or investment strategy.
2. INTELLECTUAL PROPERTY RIGHTS OF S&P DOW JONES INDICES
3. INTELLECTUAL PROPERTY RIGHTS IN LICENSED CONTENT
Material that appears on the website is provided by S&P Dow Jones Indices and/or third parties. Third parties who provide materials have done so under a direct license agreement with S&P Dow Jones Indices (“Licensed Content”). Licensed Content is the property of such third parties who have contracted with S&P Dow Jones Indices to calculate and maintain such Licensed Content. The Licensed Content is not sponsored by S&P Dow Jones Indices or its affiliates or its third party licensors, including Standard & Poor's Financial Services LLC and Dow Jones Trademark Holdings LLC (collectively, “S&P Dow Jones Indices Parties”). S&P Dow Jones Indices Parties will not be liable for any errors or omissions in calculating Licensed Content. “Calculated by S&P Dow Jones Indices” and the related stylized mark(s) are service marks of S&P Dow Jones Indices Parties and have been licensed for use by the Licensed Content provider. S&P® is a registered trademark of Standard & Poor's Financial Services LLC, and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC.
The Licensed Content is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices Parties. S&P Dow Jones Indices Parties does not make any representation or warranty, express or implied, to the owners of the Licensed Content or any member of the public regarding the advisability of investing in securities generally or in the Licensed Content particularly or the ability of an index to track general market performance. S&P Dow Jones Indices Parties’ only relationship to the relevant third party with respect to the Licensed Content is the licensing of the underlying indices, certain trademarks, service marks and trade names of S&P Dow Jones Indices Parties, and the provision of the calculation services related to such underlying indices. S&P Dow Jones Indices Parties are not responsible for and have not participated in the determination of the prices and amount of the Licensed Content or the timing of the issuance or sale of the Licensed Content or in the determination or calculation of the equation by which the Licensed Content may be converted into cash or other redemption mechanics. S&P Dow Jones Indices Parties have no obligation or liability in connection with the administration, marketing or trading of the Licensed Content. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an underlying index is not a recommendation by S&P Dow Jones Indices Parties to buy, sell, or hold such security, nor is it investment advice.
4. THE USER’S CONTENT
Material that appears on the web site that is entered by you or other Users is referred to as "User Content" or "Other Content").
You grant to S&P Dow Jones Indices the non-exclusive worldwide right to use, publish, distribute, and/or repurpose all material entered, submitted, uploaded, or transmitted into the web site by you (other than third-party material transmitted through private electronic mail) in any of S&P Dow Jones Indices' or its affiliates print or electronic publications. You will not receive any compensation from S&P Dow Jones Indices or its affiliates in connection with your submission of Other Content to the web site.
Users submitting Other Content into the web site are responsible for the content of that material. Neither S&P Dow Jones Indices nor any of its affiliates have any responsibility for Other Content, including the content of any messages or information posted by Users, or for the content of information accessible via direct or indirect hyperlinks from the web site. However, S&P Dow Jones Indices retains the right, which it may or may not exercise in its sole discretion, to review, edit, or delete Other Content that S&P Dow Jones Indices deems to be illegal, offensive, irrelevant, or otherwise inappropriate. Further, S&P Dow Jones Indices will act expeditiously to remove any Other Content from the web site that is alleged to be infringing. See Section 11 below.
You may not input or distribute any material through the S&P Dow Jones Indices' web site that is promotional in nature, including solicitations for funds or business, without the prior written authorization of S&P Dow Jones Indices.
5. ANTI-HACKING PROVISION
You expressly agree not to:
7. SPICE AND IDP
8. LIMITATION ON WARRANTIES AND LIABILITY
Access to the web site and all Content is provided "as is". Neither S&P Dow Jones Indices, nor its affiliates, nor their third party providers guarantee the accuracy, completeness, timeliness or availability of any information provided through this web site including the Content and Other Content. S&P Dow Jones Indices, its affiliates or their third party providers and their directors, officers, shareholders, employees or agents are not responsible for any errors or omissions, regardless of the cause, or for the results obtained from the use of the website, the Content and/or Other Content. S&P DOW JONES INDICES DOES NOT EXCLUDE OR LIMIT IN ANY WAY OUR LIABILITY TO YOU WHERE IT WOULD BE UNLAWFUL TO DO SO. THIS INCLUDED LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE OR THE NEGLIGENCE OF OUR EMPLOYEES, AGENTS, OR SUBCONTRACTORS AND FOR FRAUD OR FRAUDULENT MISREPRESENTATION. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, S&P DOW JONES INDICES, ITS AFFILIATES AND THEIR THIRD PARTY PROVIDERS DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE WEBSITE INCLUDING the Content and Other Content. In no event shall S&P Dow Jones Indices, its affiliates or their third party providers and their directors, officers, shareholders, employees or agents be liable to any party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income or lost profits and opportunity costs) in connection with any use of the website, the Content and/or Other Content even if advised of the possibility of such damages.
The opinions, observations, and analysis of S&P Dow Jones Indices and its affiliates contained in the Content are statements of opinion as of the date they are expressed and not statements of fact or recommendations to purchase, hold, or sell any securities or make any investment decisions. S&P Dow Jones Indices assumes no obligation to update any Content following publication. Users of the Content provided through this web site should not rely on any of it in making any investment decision. S&P Dow Jones Indices' opinions, observations and analyses do not address the suitability of any security. S&P Dow Jones Indices does not act as a fiduciary or an investment advisor. While S&P Dow Jones Indices has obtained information from sources it believes to be reliable, S&P Dow Jones Indices does not perform an audit and undertakes no duty of due diligence or independent verification of any information it receives. S&P Dow Jones Indices keeps its activities separate from the activities of its affiliates in order to preserve the independence and objectivity of each of these activities. As a result, certain affiliates of S&P Dow Jones Indices may have information that is not available to S&P Dow Jones Indices.
9. ADDITIONAL LEGAL TERMS
Our Blogs are intended to serve as a vehicle to post interesting and topical articles, reports, and commentary on indexing topics. It is also intended to create an intellectual forum for varying ideas and views so that you, the reader, can express your opinion. Blogs, after all, are about creating and sharing content that results in conversations. Comments are moderated and may be reviewed before posting. We ask you to use the following guidelines to promote thoughtful and productive discussions. Thank you for your patience while your comment is being reviewed.
11. DIGITAL MILLENNIUM COPYRIGHT ACT NOTIFICATION OF CLAIMS OF INFRINGEMENT.
If you believe that Content or Other Content published on this web site is infringing, please CLICK HERE to contact S&P Dow Jones Indices’ agent. You may also send a notice to S&P Dow Jones Indices LLC, 55 Water Street, 39th Floor, New York, NY 10041 Attn. Legal Department or via email to email@example.com. We will respond expeditiously to remove, or disable access to, the material that is claimed to be infringing or to be the subject of the infringing activity.
12. HOW TO CONTACT US
By email at firstname.lastname@example.org
S&P Dow Jones Indices LLC
55 Water Street, New York, NY 10041